The sooner the teachings begin, the better the adult life of children will be. If everything parents do has an impact on children, financial life would be no different.
Financial education for children is already an increasingly important reality for little ones to know how to deal with money and be able to plan life as teenagers and adults.
The relationship that parents have with finances, such as planning, payments, debt and consumption, will be copied by our children. Teaching and investing the relationship with money is of fundamental importance for children to be responsible and to achieve their dreams as adults.
That’s why we selected books that are easy to read, that address the topic of financial education, and a tip for mom and dad to have a better relationship with money.
Check out financial education books for kids.
1. Money (Cristina Von)
What is money? What is your origin? Why does he exist? In the book Money explains terms like salary, tax, budget and more. Making the children arouse interest in the subject.
As part of this book we have banknotes, coins, check sheets and credit cards for children to cut out, play with and help them understand the topic.
2. How to take care of your money (Thiago Nigro and Maurício de Souza)
Mauricio de Sousa and Thiago Nigro, from my cousin Rico, teamed up for a difficult task, teaching children how to handle money.
What does it mean to have money? What is it for? How can anyone make money? Can you buy the same thing for less? The book begins with a comic strip, in which it presents several possibilities for using the money.
After that, in pages of text with some illustrations, Thiago uses a very simple and fun language to be able to teach the gang how important money is, not only to buy toys, clothes and food, but also to make big dreams come true, for example , take a trip or even take a medical course.
The child is encouraged to question and reflect on various issues related to the use of money, such as consumer behavior, inflation, interest rates and impulse buying.
3. My piggy bank, my future (Hail)
The content in the book is an introduction for children who are learning to understand what money is and how to handle it. And for parents who want their children to have an idea of what the economy is like in general, of how and why adults make money, the importance of planning consumption and thinking about what is really needed.
The five R’s reduce, reuse, recycle, refuse and recreate, with science and math activities. How to make savings and open a savings account, how to track how much you earn, how much you have in your savings, with math problem activities.
Planning, budgeting, price research and shopping list. Environmental, financial and social sustainability. Taxes and contributions plus invoice, with math problem activities. Responsible handling of money, with math problem activities, exploring citizenship and sustainability.
At the end, there are answers to the questions and activities, memory game and route game.
4. Savings, Zequinha’s little pig (Álvaro Modernell)
It is a story that values living with animals, the importance of parents and friendships in children’s lives. It highlights principles on financial education.
It will help to accept differences in purchasing power and to understand that it is not always possible to fulfill all consumer desires. Zequinha wanted to have a horse, but instead, he gets a pig, which is called Savings.
He devotes love and attention to her and discovers that with perseverance he can fulfill many dreams and desires. The story stirs the child’s emotions and has a surprising ending.
5. The girl, the piggy bank and the grandmother (Cora Coralina)
This story tells about a grandmother who, out of financial need, decides to make sweets to sell. Very determined, she goes around the difficulties like, the lack of a copper pot, the lack of firewood and that if she had a refrigerator.
So she goes and buys a used fridge on credit. One day, she has a surprise, her granddaughter Célia opens the piggy bank and gives her all her money so she can pay the installments. As between grandparents and grandchildren the bargaining chip is different, how will the grandmother thank you?
It is a beautiful story of affection and gratitude.
6. Smart parents enrich their children (Gustavo Cerbasi)
Many parents spend years saving so they can help their children start life with less difficulty. However, it is much more important to teach children and young people to manage their own resources from an early age.
In this book, Gustavo shows how to prepare children to save, invest and reflect on their priorities. In addition, he points out wrong attitudes of parents that end up influencing their children to a consumerist mentality.