Do you want to learn how to manage your money better, but don’t know where to start? The solution lies in reading.
I will show you books on financial education that bring precious knowledge. They will surely help you on the way to a more prosperous life.
What is it and why is it important?
It is related to good choices. And we’re not talking about secrets to get rich, but strategies to live comfortably within the limits of your monthly income.
This attitude encompasses conscious consumption, buying without waste and saving. In the long run, this brings well-being to you and your family.
After all, after the accounts are balanced, the tendency is to have money left over for the realization of dreams, such as an international trip or the purchase of your own home.
1. Rich Dad Poor Dad (Robert Kiyosaki)
This work, is one of the best known about personal finance, it starts with a provocation, do schools prepare children for the real world?
According to the author, young people reach adulthood without knowing how to deal with money, precisely because they do not learn about investments, interest rates and other related topics.
Therefore, parents should always encourage their children’s financial intelligence. The book brings lessons in this regard and some quite different from traditional accounting knowledge.
2. Spare Me! (Nathalia Arcuri)
It is possible to save even when the salary is low, yes. You need to give up some perks to earn money, no. These are just some of the lessons from the past.
She is the digital influencer with the biggest finance channel on YouTube. She became a millionaire at age 32 and gives you tips for identifying the best and worst investments, as well as a step-by-step guide to keep your pocket full.
3. He Who Thinks Grows Rich (Napoleon Hill)
This book is about financial education and brings together 15 characteristics that successful millionaires have in common. To gather the content, the author drew on more than 20 years of research.
During which he lived with people like Henry Ford and John Rockefeller, both renowned businessmen, as well as former US President Theodore Roosevelt.
It is also interesting to look for the updated and expanded edition, Quem Pensa Enriquece – O Legado.
4. Secrets of the Millionaire Mind (Harv T. Eker)
In the author’s opinion, overspending would be a way to make up for the lack of satisfaction in some aspect of your life. If it makes sense to you, then it’s worth the read.
He presents seventeen ways of thinking and acting of rich people and it is precisely these attitudes that differentiate them from the rest of the people.
5. The Mark of Victory (Phil Knight)
It is an autobiography of the creator of Nike, one of the most important sports brands in the world. Knight recounts how, with $50 borrowed from his father, he kick-started his company.
He also talks about the risks he faced, the fierce competition and a few strokes of luck that helped him succeed in business.
6. Business Adventures (John Brooks)
The author does not use examples of success, but of great failures of world corporations. It’s a real lesson on the strengths and weaknesses of leaders in crisis situations.
No wonder it became Bill Gates’ favorite business book.
7. How to Organize Your Financial Life (Gustavo Cerbasi)
Consultant Cerbasi is one of the leading authorities on personal finance in Brazil.
In this book, he teaches you how to diagnose your monetary situation, based on data such as age, fixed expenses and the accumulated value of your own debts.
From there you can calculate the ideal amount to obtain your financial independence. In addition, the work deals with other matters, such as income tax and the responsible use of credit cards.
8. The Richest Man in Babylon (George S. Clason)
Babylonian civilization was the most prosperous of its time. Taking her as an example, the author lists ways to solve everyday financial problems.
These are paying off debts on time, ensuring income for posterity and, of course, not wasting money, even in times of fat cows.
9. From Thousand to Million. Without Cutting Coffee (Thiago Nigro)
We have another title suited to the Brazilian reality, in this case, the creator of the platform O Primo Rico shows the three pillars to have a more comfortable life, spend well, invest better and earn more.
10. The Power of Financial Education (Robert Kiyosaki)
This other title reinforces the idea that a solid financial education can benefit everyone, whether rich or poor.
The important thing is to abandon bad habits, adopting a serious attitude towards your own money. The book will help you by pointing out some of the possible ways.
11. Smart Couples Get Rich Together (Gustavo Cerbasi)
Financial difficulties can cause a couple a lot of conflict. When money is lacking, someone is always blamed for squandering too much. According to the author, communication failures can be the root of the problem.
He argues that it is necessary to talk about money, propose a realistic budget for the day to day and save to achieve the desired standard of living for the future.
12. Big Dream (Cristiane Correa)
This work narrates the foundation of the guarantee bank, the entrepreneurs built a capitalist empire that culminated in the purchase of world-renowned brands such as Burger King and Heinz.
The group’s management method is based on meritocracy, simplicity and the search for cost reduction.
13. Mind Over Money (Brad Klontz and Ted Klontz)
The authors show that money can be related to anxiety, even among people with current accounts. They also point out solutions for the twelve most common financial dysfunctions, such as financial infidelity, shopping compulsion and difficulty saving. Nobody needs to despair, because they have a solution.